How Can I Prove I Have A Long-Term Disability?
Sustaining a major injury that leads to long-term disability will obviously lead to a very trying time for you and your family. But while you begin to put the pieces back together, you will also want to keep an eye towards receiving any kind of financial support that you can. One specific type of support can come from filing a long-term disability claim. But filing the claim does not guarantee that you will actually receive any money. To do that, you need to do your homework and make sure your claim is as complete as possible. Here are some tips for proving your long-term disability to the relevant parties.
It All Starts with Your Doctor
Your primary doctor is the most important person when it comes to establishing your long-term disability. A long-term disability claim typically includes forms designed to get a written statement from your medical care provider. The doctor should provide as much detail on the forms as possible, taking care to note how the disability is affecting your daily life. Be sure to check your doctor's work when it is completed, and don't be afraid to point out an especially important detail if it was forgotten.
If necessary, know that you can always get a second opinion and add a statement from another doctor to the claim, either alongside your primary physician's or on its own if you deem the first doctor's statement to be unacceptable.
Save Everything
It can be hard to focus on anything but the pain you feel or the way your life is about to change after surviving a situation that leads to a disability. But one thing you should watch out for is any medical documentation that comes your way. The person or board that reviews your claim will want to see more than just a doctor's statement. Medical records, hospital bills, and anything else you think might help is a good idea. The more paperwork you can offer about your condition, the better your chances of success with your claim.
Have a Lawyer Sign Off
For best results, look into finding a local lawyer who can go over the finer details of your claim. You don't want to be denied just because you made some basic mistake on the paperwork that a lawyer could have easily caught. Having a lawyer might also be a good idea in case your claim is denied and you need to move forward with an appeal.
Contact a long-term disability attorney today for more information.